Insurance, re-underwritten by AI.
Policy admin, claims, underwriting, IoT-driven pricing, fraud AI, and distribution platforms — built for carriers, MGAs, and insurtech challengers who need to move at software speed inside regulator guardrails.
A category re-pricing itself in real time.
Connected devices, digital channels, and AI-driven claims are reshaping how risk is priced, sold, and serviced. See adjacent verticals in our industries index.
Global IoT insurance market by 2027. Telematics, connected home, and wearable data turn static pricing into continuous underwriting.
Insurance executives expecting industry-wide transformation inside three years. Change is the base case, not a scenario.
Customers open to digital-first interactions for quote, service, and claim — a channel shift that reshapes every front office.
Pressures pulling
every carrier forward.
IoT-priced risk, executive urgency, digital-first customers, smarter fraud, and distribution disruption all converge on the same answer — a modern software stack the CFO and regulator can both sign off on.
IoT and telematics reprice risk
The global IoT insurance market reaches $42.7B by 2027. Connected cars, homes, and health wearables turn static annual pricing into continuous, behavior-based underwriting.
Executives see transformation coming
75% of insurance executives expect industry-wide transformation within three years. Doing nothing is no longer a defensible board position.
Digital is the preferred channel
80% of customers are open to digital-first interactions for quote, bind, and claim. Paper journeys and call-center-only flows are eroding NPS and retention.
Fraud gets smarter each quarter
Synthetic identities, deepfake photos of staged losses, and AI-written medical reports force insurers to replace rule-based fraud with adaptive, multimodal detection.
Distribution is being rewritten
Embedded insurance, MGA platforms, and programmatic reinsurance collapse the distance from risk to capital. Carriers without an API story lose the next channel.
Underwriting for the uninsurable
Using AI to find risk patterns in previously black-box markets, enabling new, profitable products for climate and high-velocity cyber risks.
Software we ship
for carriers and challengers.
Each block composes with the others. Pair with our AI & ML engineering practice and enterprise engagement model for program-scale delivery.
- 01
Policy administration systems
Modern PAS platforms for P&C, life, and health — or modernization overlays on Duck Creek, Guidewire, and legacy mainframes.
- 02
Claims management and FNOL
Digital FNOL, claims triage, straight-through processing, and adjuster workbench tooling with AI-assisted decisioning.
- 03
Underwriting platforms
Rules, rate, and referral engines for commercial, specialty, and personal lines — with data-enrichment and risk-score APIs at the front.
- 04
Billing and payment processing
Premium, commission, and payout systems wired to modern rails — one view across direct, broker, and embedded channels.
- 05
CRM and distribution tools
Agent and broker portals, producer onboarding, and bancassurance toolkits integrated with your PAS and claims core.
- 06
Fraud detection platforms
Graph-based claims fraud, image authenticity checks, and cross-line SIU workflows tuned for rapid investigation.
- 07
Data analytics and actuarial BI
Modern actuarial data platforms, portfolio dashboards, and reserving tools on a governed lakehouse architecture.
- 08
Document and content management
Policy, ACORD forms, and correspondence platforms with AI extraction and secure long-term retention.
- 09
Customer mobile apps
Policyholder apps for claims, ID cards, payments, and roadside — designed to raise digital engagement past the renewal window.
- 10
Marketing automation
Lifecycle, cross-sell, and renewal journeys tuned for compliant messaging and long-horizon retention.
- 11
IoT and telematics platforms
Device integration, score engines, and usage-based insurance pricing for auto, home, and health portfolios.
AI that sits
in the claim file.
Insurance AI fails when it can't be explained or audited. Ours is built with MRM and conduct-risk in the room, shipped with lineage, and validated on your historical claims. Start it as a rapid POC on one line of business.
Claims triage and STP
Vision, NLP, and structured-data models that route, reserve, and settle low-complexity claims in minutes — adjusters focus on the complex tail.
Fraud and SIU intelligence
Graph-based collusion detection, image-authenticity models, and medical-narrative anomaly scoring across the claim file.
Underwriting AI
Risk-score engines built on alternative data, IoT signals, and portfolio telemetry — paired with the explainability MRM teams require.
Customer service agents
LLM copilots scoped to the policy and claim file — grounded, compliant, and escalation-aware by design.
Pricing and portfolio AI
Dynamic pricing, retention modeling, and loss-ratio forecasting layered over your actuarial workflow — not around it.
Document intelligence
ACORD parsing, medical-record extraction, and policy comparison agents that compress intake and servicing time.
Insurers we've
shipped alongside.
A slice of relevant engagements. More across the case studies library.
GPIC
Insurance platform work with a regional insurer — digital experience and operational systems.
Daman
Health insurance engagement supporting member, provider, and operations-facing digital programs.
VFS Global
Regulated, high-volume consumer service work — patterns that transfer directly into insurance distribution and claims.
Partner who's built
inside the policy core.
Our insurance engagements include GPIC and Daman — patterns tempered by real policy, claims, and regulator cycles. Review the delivery methodology for how we structure programs.
Insurance-industry engagements
Our insurance and adjacent-enterprise work includes GPIC, Daman, and regulated programs with BCG, AstraZeneca, and Abbott — real patterns, not marketing templates.
Regulation-native delivery
NAIC, Solvency II, GDPR, DORA, HIPAA for health lines — baked into the data model, audit trail, and deployment pipeline.
Core-system integration depth
We've wired overlays on Guidewire, Duck Creek, Majesco, and mainframe cores. New experience without a re-platform event.
AI that passes model governance
Explainability, bias monitoring, and challenger models on every AI feature — the questions your MRM team is about to ask, already answered.
Omnichannel from day one
Direct, agent, broker, and embedded channels share one customer record and one decision surface — no parallel stacks.
Enterprise-grade security
Tokenization, zero-trust networks, SOC 2-ready delivery — the posture your CISO already expects from core system vendors.
Answers for
CIOs, CUOs, and insurtech founders.
01Can you extend our Guidewire or Duck Creek stack rather than replace it?
02How do you handle regulation and audit expectations?
03Is your claims AI explainable enough for regulators and customers?
04Can you build IoT and telematics-based underwriting?
05How quickly can we pilot a digital-first claims or quote journey?
06Do you support embedded and API-distributed insurance?
Let's build your AI-native insurance stack.
One discovery call, a core-system and data audit, and a working AI prototype on one line of business in four weeks. Production rollout that survives audit and conduct-risk review from day one.